Financial Beginnings

Financial Beginnings offers four distinct programs:

(1) Financial Literacy for Middle School students

(2) Financial Literacy for High School students

(3) Financial Literacy for Parents

(4) Financial Literacy for Young Adults

Financial Beginnings' programs, in part, are based on curriculum designed by the FDIC, Consumer Action and the Insurance Education Institute.

Each program combines comprehensive curriculum based on the specific needs of the target population. Similarly, each program, in addition to the regularly provided curriculum, is designed to correlate with finance-related milestones such as purchasing a car, applying for a credit card, and managing personal bank accounts.

Participants are engaged through lecture and hands-on activity. Lessons are supplemented with visual aids and hand-outs. Each participant is given a student manual for home and/or personal reference. Our programs our extensively evaluated and our program objectives are consistently met.

The Financial Literacy for Parents program works in conjunction with the middle school and high school programs to maximize their effectiveness. Through lecture, hand-outs and activity parents are educated on important financial milestones their children are facing and will face in the near future. The curriculum for this program mirrors that which is used for the school programs so that parents can reinforce, outside of the classroom setting, what their children learn in the Financial Beginnings program.

Banking About Banks and Credit Unions Checking Accounts Savings Accounts Other Banking Services Money Management	Insurance The importance of Insurance Auto Insurance Homeowners/Renters Insurance Health Insurance Life Insurance
Credit About Credit Credit Reports Cost of Borrowing Money	Savings and Investing Money Management Budgeting Financial Goals Investing Savings Plans

Schools and Community Groups Served During The 2008/2009 Program Year:

Albina Youth Opportunities Banks High School Century High School Clackamas High School Cleveland High School Community Partners for Afforable Housing Echo High School Girls Scouts High School Girls Scouts Middle School Glencoe High School Hood River Valley High School Leadership & Entreprenership High School Miller Education Center East Miller Education Center West

Milwaukie High School Pilot Rock High School Putnum High School Rainier High School Rosemont Ridge MS Sabin-Schellenberg Professional Technical Center- PACE Springdale Job Corps St Francis Middle School St John Fisher SW Charter School Terra Nova High School West Linn High School Whiteacker Middle School Youth Employment Institute