Financial Beginnings measures the qualitative and quantitative impact of its programming. Questionnaires are handed out before and after each session that asks questions about basic financial knowledge that are then addressed throughout the subsequent session. The average score before a Financial Beginnings session is 39%, while the average score after a session is 81%.
Direct feedback from student participants, donors, and schools is the best indication of the need for this education and the positive outcomes it provides.
What Our Donors Are Saying
"Now, more than ever, it is vital for individuals to take control of their personal finances. In order to do so, it is imperative that we provide educational resources, allowing people of all ages, the opportunity to make better financial decisions. Our support of organizations such as Financial Beginnings is one way to ensure resource availability, enabling everyone the opportunity to reach their financial goals."
- Brian Stewart. Vice President JPMorgan Chase
What Our Student Participants Are Saying
“The facts of credit merely appear to be a tangled heap of rope until it is picked up and tugged from the beginning. The coils that looked extremely complex were simplified with just a few moments of studying the way it works; learning about credit has the same concept. I learned that building my credit score is important not only for buying a house but for getting a job.”
“I learned that a budget is a spending plan to help you forecast and control your expenses. A budget is meant to help me manage my money so that I can be successful in fulfilling my financial goals in life.”
“I learned that I really need to start building my credit but my parents couldn’t sign for me because they don’t have very good credit. If you can develop credit early it is good because you look like you are responsible and show that you can pay bills on time, but only if you actually do.”
“I never thought that my investing at an early time you could have more money when you retire. I thought that it just mattered how much money you put in, but Financial Beginnings taught me that you can make interest on the money you invest even if it is a small amount, and that can make a big difference.”
What Our School Partners Are Saying
“My students have truly enjoyed having someone from the “real world” come out and share their expertise with them. Kids eagerly ask questions and pick the brains of all presenters. They realize the importance of the information they’re gleaning and pay close attention. I have also learned a lot of valuable information which I was able to put directly into my curriculum across several different subjects. I truly appreciate and value the many resources that Financial Beginnings has brought and continues to bring to Rainier High School. Financial Beginnings has truly made my Personal Finance course a much better, more life-applicable course for my students.”
- Karen Shea, Teacher, Miller Education Center
"Miller Education Center works with a diverse population that includes many teens who are either living independently or who carry the burden of providing for their families at a very young age. Many of our students work part or full time jobs in addition to attending school in order to pay rent, feed or clothe themselves or their children, or to help their families pay bills. Often they enter our program without the financial skills necessary to meet their basic needs on their limited incomes. What Financial Beginnings has done as an organization is to provide students with the knowledge and tools that they will need to make better decisions when it comes to their finances. I cannot overemphasize the importance of this skill set. Understanding the function of money, how to save and invest, and being able to navigate the world of insurance provides my students with an advantage that they would not have had otherwise. Of the knowledge we seek to impart in schools today, financial literacy is often given a backseat to other disciplines; however, I would argue that it is one of the most crucial areas that a student must master in order to improve their overall health and wellbeing and to provide a better life for themselves and their families."