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Financial Footings

Introduction to the World of Personal Finance


Financial Footings is a two-step program that includes specific activities and learning objectives.

Step One introduces students to coins and dollar bills, the connection between working and earning money, the difference between needs and wants, and the importance of banks and credit unions. Designed primarily for grades K-2, this first step is taught by students' classroom teachers.

Step Two covers a brief history of money, the concept of supply and demand, how to create a budget, how to utilize banks and credit unions, and how credit and interest works. Designed for older learners (grades 3-6), this second step is taught by a Financial Beginnings volunteer.

Financial Footings is a full-service program. All materials and presenters are provided at no cost to schools or participants. Students are provided with a student workbook to use during sessions and take home with them to continue the lessons. Professionals who work in the financial industry volunteer their time to teach the lessons. These presenters can truly connect with youth by delivering an engaging and relevant program.

This free program covers four important topics, usually broken into four 1-hour sessions, which can be scheduled to fit each teacher's needs. In addition to financial education, students are left with a message of responsibility and a solid footing for a bright financial future.

Topics Covered

Money Matters

  • What is Money
  • Trading and Bartering
  • Producers and Consumers
  • Supply and Demand

Manage It

  • Needs vs. Wants
  • Goals
  • Budgets
  • Types of Income
  • Taxes

Get Banked

  • Banks vs. Credit Unions
  • Checking Accounts
  • Savings Accounts
  • Interest
  • Managing Accounts

Smart Future

  • Credit Score
  • Credit vs. Debit Cards
  • Loans
  • Types of Interest and How It Works

What we provide

We provide all students with a copy of the curriculum and all necessary supplemental materials, which will be sent to the school directly, prior to the program. It is our job to make teachers' work easier; we handle all the details and offer a program that enhances the standards-based math and life-skills teachers are already teaching.


Contact Us for more information!


Contact your local affiliate to sign up for our no-cost, full service Financial Footings program.

"I think that everyone should know what Financial Beginnings taught us because I am sure there are a lot of people out there that do not know the opportunities they could be taking." - Student Participant